Portugal D7

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    Portugal D7

    PORTUGAL D7 PASSIVE INCOME VISA AND BUSINESS MIGRATION GUIDE 2026

    The Portugal D7 passive income visa is the primary choice for financially independent individuals who seek a high-quality lifestyle in Europe. While the Portugal D2 entrepreneur visa requires active business management, the D7 visa Portugal focuses on your existing economic stability. In 2026, Portugal introduced new administrative updates through AIMA, making the Portugal D7 visa even more attractive for those who want to establish a European base without a large capital investment. For many families and investors, consulting with experts like Henry Global Partners ensures these administrative shifts are handled with professional precision.”

    What is the D7 Passive Income Visa of Portugal? 

    The D7 passive income visa of Portugal is a specialized residency permit designed for non-European Union citizens who receive a stable recurring income from outside Portugal. This income must be passive in nature, such as dividends from stocks, social security pensions, rental yields from real estate, or royalties from intellectual property. Unlike the active work requirements of the D2 Portugal visa, the D7 allows you to reside in Portugal by simply proving your financial self-sufficiency. Applicants often seek the guidance of Henry Global Partners to correctly categorize their income sources to meet the strict 2026 AIMA standards.

    Strategic Benefits for Global Business Migration 

    Choosing the Portugal D7 passive income visa provides several strategic advantages for those looking at long-term business migration and residency goals.

    • Full Schengen Mobility: Travel freely across 29 European countries for business or leisure.
    • Access to NHR Successor (IFICI): New residents in 2026 can benefit from tax exemptions on certain foreign-sourced incomes under the updated IFICI regime.
    • Pathway to EU Citizenship: After five years of holding a D7 Portugal visa, you can apply for a Portuguese passport, which is one of the strongest globally.
    • Family Reunification: You can include your spouse, dependent children, and parents in your application for a unified family relocation.

    Financial Requirements: Pricing Starts from 11040 EUR

    The core of the Portugal D7 visa requirements is the proof of subsistence. Following the 2026 update, the financial threshold is linked to the national minimum wage, which is now 920 EUR per month. For a single applicant, pricing starts at 11,040 EUR per year in savings or guaranteed income. Using a specialized firm like Henley Global helps applicants calculate these figures accurately, especially when adding multiple dependents to a single filing.

    2026 Minimum Income Threshold Table 

    To strengthen your Portugal D7 visa passive income application, you must show the following annual amounts:

    Applicant Category Monthly Passive Income Annual Total (Baseline)
    Main Applicant 920 EURO 11040 EURO
    Spouse or Adult Dependent 460 EURO 5520 EURO
    Each Dependent Child 276 EURO 3312 EURO

    Most immigration experts recommend holding at least 15000 to 20000 EURO in a Portuguese bank account to demonstrate maximum financial reliability to the consular officers.

    Step by Step Roadmap to Your Portugal D7 Visa

    Successfully navigating the D7 visa Portugal process involves a two-stage application strategy.

    1. The Consular Phase: You must submit your dossier to the Portuguese consulate or VFS Global in your home country. This includes your proof of income, a clean criminal record, and health insurance.
    2. The AIMA Appointment: Once you receive your four-month entry visa, you travel to Portugal to attend a biometrics appointment. At this stage, your two-year residency permit is officially issued.

    Experienced consultants at Henry Global Partners typically manage the entire timeline, from NIF acquisition to the final AIMA biometric meeting.

    D7 Visa versus D2 Visa: Which is Right for You? 

    Understanding the difference is vital for your business migration strategy. The Portugal D2 entrepreneur visa is meant for founders who plan to start or buy a local business with an active operational plan. However, the Portugal D7 passive income visa is the preferred route for those who already have wealth and want a low-cost residency option. The D7 remains the fastest and most popular residency permit for investors in 2026.

    Frequently Asked Questions

    Is remote work salary allowed for the Portugal D7 visa?

    In 2026, the authorities strictly prefer that remote workers with a salary apply for the D8 Digital Nomad Visa. The Portugal D7 passive income visa is now primarily reserved for non-employment income like dividends and pensions.

    Does the 11040 EURO have to stay in a Portuguese bank?

    Yes, you must show that the 11040 EURO maintenance funds are deposited in a local Portuguese bank account before your final residency appointment.

    Can I work in Portugal after getting the D7 visa?

    Absolutely. Once your residency permit is issued, you are legally entitled to take a local job or even start your own company in Portugal, even though your visa was granted based on passive income.

    What is the minimum stay requirement for the D7 visa?

    To maintain your residency status, you should not be absent from Portugal for more than six consecutive months or eight non-consecutive months within a year.

    How long does the D7 visa approval take in 2026?

    The total timeline from the initial consulate application to receiving your residency card typically spans four to six months, depending on the volume at the specific consulate.